Abstract: The primary objective of this research was to investigate the influence of availability of banking services on the economic empowerment of women, specifically within the context of Murang’a County, Kenya. A descriptive research design was utilized, focusing on ten women's groups in Murang’a County, which together comprised a total of 474 members. Thus, the target population for the study was 474 individuals. To ensure that all respondents were adequately represented, a quota sampling method was employed, allowing for effective representation from the ten selected groups. Participants were chosen using a simple random sampling technique, resulting in a sample size of 217 individuals. Data collection was primarily conducted through questionnaires. To validate the research methodology, a pilot study was carried out with 22 participants from a women's group in Kiambu County. The quantitative data were analyzed descriptively, employing measures such as mean and standard deviation, while inferential analysis was used to examine the relationships among the variables. The findings were presented in tables and figures. The study concluded that there exists a positive and significant relationship between availability of banking services and women’s economic empowerment in Kenya. The study concludes that availability of banking services enable women to save money, access credit, and make investments that help them start or expand their businesses, increase their income, and ultimately achieve financial independence. The study recommends that the banks should focus on increasing the number of bank branches and ATMs by setting up more bank branches and ATMs in these areas, making it easier for women to access banking services without having to travel long distances.
Keywords: Availability of banking services, Women Economic Empowerment, Financial Inclusion.
Title: INFLUENCE OF AVAILABILITY OF BANKING SERVICES ON WOMEN ECONOMIC EMPOWERMENT IN KENYA
Author: Beatrice Wairimu Gicheha, Dr. Jane Gakenia Njoroge
International Journal of Social Science and Humanities Research
ISSN 2348-3156 (Print), ISSN 2348-3164 (online)
Vol. 13, Issue 3, July 2025 - September 2025
Page No: 359-365
Research Publish Journals
Website: www.researchpublish.com
Published Date: 13-September-2025
